We believe it is important for you to use your checking account responsibly and to never intentionally overdraw your account. However, we realize that financial shortfalls happen from time to time and we have several options available for you. As a benefit to our customers, we offer these useful services to cover you in the event that you overdraw your checking account.
Overdraft Protection Options
Transfer from another account – If you have other accounts with us, you can authorize us to transfer the funds needed to cover the overdraft.
Line of Credit – A line of credit is available to cover overdrafts. This service requires you to complete an application and approval is based on your credit worthiness.
Bounce Protection – Bounce Protection is a service the bank can add to your checking account to cover overdrafts up to a set limit. This feature is designed to save you time, embarrassment and may prevent additional fees charged by others to process returned checks.
Please ask our friendly customer service representatives for more information.